Finance & Law for Not-So-Dummies

Current happenings in finance and law, explained.

Monday, August 8, 2011

We Have Been Sent To The Minors

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I work in the private practice of law dealing daily with the economic realities of average people who have average problems and with those w...
Monday, August 1, 2011

We Got A Credit Line Increase

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The Country is Saved. We Won't Default. We Won't Need the EU to Bail US Out! Hooray!!! As I noted in a Tweet, if the U.S. defaulted ...
Friday, July 15, 2011

Housing for the Homeless, Inc. (in organization)

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The other day, I responded to a comment on Twitter from a knowledgeable mortgage financing friend regarding the current housing situation vi...
Friday, June 17, 2011

Brief Recap of Major Financial Issues

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There used to be a TV show, weekly, called appropriately "THAT WAS THE WEEK THAT WAS". It provided a satirical review of the week...
Monday, May 23, 2011

Interest Free Credit Cards? Remember P.T. Barnum!

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Credit Card companies have a new pitch - "0% Interest on Balance Purchases & Transfers Until XX/1/2012". The idea is to give ...
Monday, May 9, 2011

Bigger & Fewer: "Banks" Rule

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There is a new mosaic, or one that was just not recognized, developing in the Economy, and somewhat specifically in the mortgage area. Banks...
Friday, April 22, 2011

Chicken Little Was Right!!

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THIS IS ABOUT THE AMAZON EC2 "CLOUD" CRASH - OFF-TOPIC? MAYBE NOT) From the perspective of a law office, discovering that Amazon’s...
Wednesday, April 6, 2011

The Debt Ceiling: What Is It (and why do we care)?

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As Congress argues over what to argue about, they are avoiding dealing with THE major financial issue that needs to be resolved now - not in...
Monday, March 21, 2011

The Theory of Money - (Part 2 of March 7th Posting)

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(From the March 7, 2011 posting for background) [How much is GOLD worth? Or even more basic, why is gold worth anything ? Why does the Pou...
Friday, March 11, 2011

Foreclosures Down? Not Really!

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RealtyTrac, the company that tracks foreclosures (state by state) and gives national figures, reports that foreclosures, meaning homeowners ...
Monday, March 7, 2011

How Many Grams of Fat In An Ounce Of Gold?

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How much is GOLD worth? Or even more basic, why is gold worth anything ? Why does the Pound Sterling or the Euro or the U.S. or Canadian Dol...
Friday, February 25, 2011

Legacy Assets - Not Much Of An Inheritence

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The Wall Street Journal in its February 5-6, 2011 edition had an article by David Benoit, entitled "BofA Sets Mortgage Cleanup Unit...
Tuesday, February 8, 2011

Record 2.9 million Foreclosures; Investors Want Money

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There were two "complimentary" articles yesterday - one in American Banker, entitled " MBS Trustees Push JPMorgan Chase for ...
Monday, January 24, 2011

The Greatest Depression? Ask Rep. Neugebauer (R-TX)

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Rep Randy Neugebauer, Chairman, House Financial Services Oversight Subcommittee, said it is time for the government to admit its foreclosure...
Thursday, January 13, 2011

Economy Getting Better? What Do You Have In Your Wallet?

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The latest news and business reports say that "the economy is improving. All economic indicators show..." If that is true, and not...
Monday, December 6, 2010

The Power To Heal

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I strongly believe that the role of lawyers as it affects society in law itself and finance has been corrupted. The corruption comes from gr...
1 comment:
Thursday, November 18, 2010

Banks, Foreclosures, and Deceit

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In his article, in the Tuesday November 15 th edition of the New York Times, about foreclosures, David Streitfield discloses the Banking/M...
1 comment:
Monday, November 15, 2010

HAMP: "You Probably Think This LAW Is About YOU!"

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This posting's title, with apologies to Carly Simon who wrote and sung Billboard's 72nd most popular song ever, is appropriate if an...
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About Me

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Richard I. Isacoff, Esq.
New Haven, Connecticut , United States
The author is currently helping clients with Financial Planning as a Licensed Consultant (Series 7&66), returning to the subject matter of thecwork he did in Banking, running a Trust Dept. with a $145MM portfolio. He has been an attorney since 1977, and worked in the banking and mortgage industry from 1973 through 1991. In the middle, he managed failed S&Ls for the State of Maryland and with FSLIC, and later worked for Bank of New England. When it failed, he stayed-on with the FDIC appointed work-out entity. He entered private law practice in 1991 concentrating in the areas of consumer debt, real estate, and estate settlement. Still licensed in MA and soon to be admitted to the CT Bar he combines Financial Planning with a knowledge of the legal/tax ramifications of clients' positions.
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