Finance & Law for Not-So-Dummies

There is no way to maintain this BLOG as frequently as would be liked because FORECLOSURES ARE NOT DECREASING! We are saving at least one (...

The answer to the title question is a qualified MAYBE! (Obfuscate: to muddy the waters so no one has a clue about the real answer or even th...

"How Many Clients Does It Take To Change A Light Bulb ?" is the name of a small but funny (to a lawyer anyway) book by a fellow at...

The money supply to Banks is there. Interest rates for Bank borrowing is still near 0%. But, homeowners are now subject to much tighter rule...

(THIS IS A RE-POSTING FROM AUGUST 12, 2009) Bankruptcy is a good option if you are facing foreclosure and cannot get the lender to accept re...

Countrywide, now part of Bank of America was one of the major lenders to sub-prime borrowers (that only means a credit score below 680 (or 6...

We finally have the basics of the Mortgage Bailout for Homeowners -at least for some homeowners. The Administration crafted a plan, touted i...

Below is a letter I have written to the U.S. Congressman from my district, outlining the reasons I believe that the measure being taken up b...

SUB-PRIME - PREDATORY - LOANS LENDING - BAILOUT -FINANCIAL CRISIS They're Baaack! Just when we thought it was safe to go into the wate.....