Finance & Law for Not-So-Dummies

Colleges are courting the Devil - the Debit Card Devil. Debt counseling and money management are urgently needed on Campus ! Hard pressed ...

It's the time of the year where many people start buying gifts for others for the holidays. That, of course, is in addition to buying fo...

Bankruptcy is rising but filings are falling! Why? Simple answer: People do not have money to file for protection under the Bankruptcy Code ...

Bankruptcy has had a bad reputation over the decades for some good and some bad reasons. The good reasons for a bad reputation all boil dow...

Credit Card companies have a new pitch - "0% Interest on Balance Purchases & Transfers Until XX/1/2012". The idea is to give ...

There is a new mosaic, or one that was just not recognized, developing in the Economy, and somewhat specifically in the mortgage area. Banks...

I recently saw a billboard that read " THE RECESSION: IT HAS AND END". Tell that to the people who have been irreparably damaged b...

(See entire posting on this issue at February 10, 2009) New Credit CARD Act of 2009 rules went into effect TODAY, and the are actually som...

In August of last year some of the new Credit CARD Act of 2009 rules went into effect, saving the most far reaching provisions until Februar...

30 Year Home Mortgage Rate Hits 17 % Prime Rate at 16%+ Savings account interest reaches 12% Ancient post depression history NO - 1982 The...

Rep. Barney Frank (D), Congressman from Western MA, wants to "push up" the effective date of the new Credit Card regulations. He i...

"Protection from creditors" - just a euphemism for Bankruptcy? No, it is what filing Bankruptcy is and does. There are no more Deb...

On June 11, 2009, I wrote extensively about the new credit card laws - the ones that do us no good at the moment but might as the varied eff...

The predictions of a difficult passage for the new Credit Card Legislation proved to be wrong. Congress, both the House and the Senate, foug...

The Recession is showing signs of lessening. The Recession will continue into 2010. The recovery from the Recession will be the steep upward...

It is official - credit card default rates are higher, as much as 30% higher than last year, and higher than the experts thought they would ...

The last post discussed the Debt Collection practices of many credit card companies. As the economy tightens even more, many people will tur...

CREDIT CRISIS - BAILOUT - FINANCIAL MARKETS CRISIS - RECESSION The Credit Card Crisis is getting closer and closer. Homeowners who mortgage ...