Finance & Law for Not-So-Dummies

Credit Card companies have a new pitch - "0% Interest on Balance Purchases & Transfers Until XX/1/2012". The idea is to give ...

I recently saw a billboard that read " THE RECESSION: IT HAS AND END". Tell that to the people who have been irreparably damaged b...

(See entire posting on this issue at February 10, 2009) New Credit CARD Act of 2009 rules went into effect TODAY, and the are actually som...

In August of last year some of the new Credit CARD Act of 2009 rules went into effect, saving the most far reaching provisions until Februar...

As we approach the end of the year there are a number if issues we should keep in mind. All are important but at differing levels depending ...

30 Year Home Mortgage Rate Hits 17 % Prime Rate at 16%+ Savings account interest reaches 12% Ancient post depression history NO - 1982 The...

Rep. Barney Frank (D), Congressman from Western MA, wants to "push up" the effective date of the new Credit Card regulations. He i...

"Protection from creditors" - just a euphemism for Bankruptcy? No, it is what filing Bankruptcy is and does. There are no more Deb...

On June 11, 2009, I wrote extensively about the new credit card laws - the ones that do us no good at the moment but might as the varied eff...

The predictions of a difficult passage for the new Credit Card Legislation proved to be wrong. Congress, both the House and the Senate, foug...

It is official - credit card default rates are higher, as much as 30% higher than last year, and higher than the experts thought they would ...

The lessons our financial leaders should have learned from the "mortgage crisis" but did not, show how slow we are as an economic ...

The last post discussed the Debt Collection practices of many credit card companies. As the economy tightens even more, many people will tur...