Finance & Law for Not-So-Dummies

There was an Opinion piece in the New York Times Sunday, Jan. 22,2012 by Elisabeth Rosenthal regarding the matter of Disclosures. Her positi...

There is a perception among those of us who are of retirement age, or past it, that we have to pay every bill we have even if it means goin...

Credit Card companies have a new pitch - "0% Interest on Balance Purchases & Transfers Until XX/1/2012". The idea is to give ...

In August of last year some of the new Credit CARD Act of 2009 rules went into effect, saving the most far reaching provisions until Februar...

As we approach the end of the year there are a number if issues we should keep in mind. All are important but at differing levels depending ...

30 Year Home Mortgage Rate Hits 17 % Prime Rate at 16%+ Savings account interest reaches 12% Ancient post depression history NO - 1982 The...

"Protection from creditors" - just a euphemism for Bankruptcy? No, it is what filing Bankruptcy is and does. There are no more Deb...

On June 11, 2009, I wrote extensively about the new credit card laws - the ones that do us no good at the moment but might as the varied eff...

The predictions of a difficult passage for the new Credit Card Legislation proved to be wrong. Congress, both the House and the Senate, foug...

It is official - credit card default rates are higher, as much as 30% higher than last year, and higher than the experts thought they would ...

The lessons our financial leaders should have learned from the "mortgage crisis" but did not, show how slow we are as an economic ...