Finance & Law for Not-So-Dummies

It's the time of the year where many people start buying gifts for others for the holidays. That, of course, is in addition to buying fo...

There is a perception among those of us who are of retirement age, or past it, that we have to pay every bill we have even if it means goin...

Bankruptcy is rising but filings are falling! Why? Simple answer: People do not have money to file for protection under the Bankruptcy Code ...

Bankruptcy has had a bad reputation over the decades for some good and some bad reasons. The good reasons for a bad reputation all boil dow...

Now that the economy is no longer an issue, we have to turn to a new topic- "The Economy" , but a different sense of the economy -...

The Country is Saved. We Won't Default. We Won't Need the EU to Bail US Out! Hooray!!! As I noted in a Tweet, if the U.S. defaulted ...

(THIS IS A RE-POSTING FROM AUGUST 12, 2009) Bankruptcy is a good option if you are facing foreclosure and cannot get the lender to accept re...

"Protection from creditors" - just a euphemism for Bankruptcy? No, it is what filing Bankruptcy is and does. There are no more Deb...

On June 11, 2009, I wrote extensively about the new credit card laws - the ones that do us no good at the moment but might as the varied eff...

Regulatory reform is upon us. Congress and the White House have signed into law legislation that should revamp the entire structure of banki...

An Associated Press story in the New York Times on April 16, 2006 headlines "SIX LENDERS TO GET HOME LOAN AID", specifying in the ...

As has happened before and will again and again, Congress and the Administration state they want to help homeowners facing foreclosure, due ...

Since the last posting, very little has come of the stories about bailout money being available to stop foreclosures. Loan modifications are...