Finance & Law for Not-So-Dummies

Current happenings in finance and law, explained.

Showing posts with label Federal Reserve Regulations for Mortgages. Show all posts

Showing posts with label Federal Reserve Regulations for Mortgages. Show all posts

Wednesday, April 6, 2011

The Debt Ceiling: What Is It (and why do we care)?

As Congress argues over what to argue about, they are avoiding dealing with THE major financial issue that needs to be resolved now - not in...

Monday, November 15, 2010

HAMP: "You Probably Think This LAW Is About YOU!"

This posting's title, with apologies to Carly Simon who wrote and sung Billboard's 72nd most popular song ever, is appropriate if an...

Wednesday, December 16, 2009

One Bank's Lies, Another's Obfuscation?

The answer to the title question is a qualified MAYBE! (Obfuscate: to muddy the waters so no one has a clue about the real answer or even th...

Thursday, October 29, 2009

Money Money Everywhere But....

The money supply to Banks is there. Interest rates for Bank borrowing is still near 0%. But, homeowners are now subject to much tighter rule...

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About Me

Richard I. Isacoff, Esq.: New Haven, Connecticut , United States; The author is currently helping clients with Financial Planning as a Licensed Consultant (Series 7&66), returning to the subject matter of thecwork he did in Banking, running a Trust Dept. with a $145MM portfolio. He has been an attorney since 1977, and worked in the banking and mortgage industry from 1973 through 1991. In the middle, he managed failed S&Ls for the State of Maryland and with FSLIC, and later worked for Bank of New England. When it failed, he stayed-on with the FDIC appointed work-out entity. He entered private law practice in 1991 concentrating in the areas of consumer debt, real estate, and estate settlement. Still licensed in MA and soon to be admitted to the CT Bar he combines Financial Planning with a knowledge of the legal/tax ramifications of clients' positions.

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